Insurance Programs


Members of NYSEC may take advantage of our group insurance programs, designed specifically for the electrical industry. For over sixty years, the Association has strived for the best possible coverage, service and price to help lower your bottom line costs.


The Association’s largest membership program

NYSEC has partnered with industry leader AmTrust North America to offer a guaranteed cost electrical contractors safety group. With particular focus on the reduction of claim costs through efficient claim handling and expert loss control services, members enjoy the following benefits:

  • Competitive up-front pricing
  • Improved experience ratings
  • Outstanding claim handling
  • Automated billing programs
  • Coverage available for operations outside NYS
  • Superior customer service
  • Dividend potential

Please contact Jay Mangione at the Association office for further details and quotation.

NYS Disability Benefits(DBL)

The Association has teamed up with Glacier Bay, TPA to offer the Cardinal Disability Trust. This program provides the required statutory coverage for your employees when they are injured off the job. The program provides prompt payment of claims, ease in premium payment, and efficient service.

  • Premiums are billed quarterly
  • Current quarterly rate is $9.00 per employee
  • Same low rate for male or female

Please contact the Association office for an application and further details.


Employee Benefit Insurance Programs

NYSEC has partnered with Cool Insuring Agency, a Gallagher Company on the development of several discounted Employee Benefit Programs and Services. The program provides available coverage and services that include:

  • Health/Dental/Vision/Life Insurance
  • Voluntary Benefits
  • Individual Medicare
  • HR/ACA Compliance
  • Dedicated Service approach
  • Retirement
  • Discounted Rates

Please contact Program Director, Eric Kane at (518) 724-6741 or


An “All Lines” coverage program designed specifically for Electrical Contractors and available only to members of the State Association. Coverage’s include:

  • Property
  • General Liability
  • Tools
  • Equipment
  • Automobile
  • Umbrella
  • Crime
  • Cyber/EPLI

Enhanced coverage endorsements designed for specifically for electrical contractors, with no exclusions for New York labor law. General Liability endorsements to cover “GC Requirements”, including the broadest available blanket additional insured endorsements, blanket per project aggregate, blanket primary non-contributory endorsements, blanket waiver of subrogation, and high-limit umbrellas. Coverage can be written on a payroll or sales basis, and at times may be non-auditable, all with A+ rated carriers.

Coverages available for businesses across the entire state, including New York City, with exposures ranging from the smallest low-voltage contractor to the largest high-voltage contractors.

Take advantage of our group buying power by reaching out today to our partner Cool Insuring, a Gallagher Company.  Contact our Program Director Colleen Parmelee at (518 ) 698-9033 for more information on the group,  or email