Insurance Programs

GROUP INSURANCE PROGRAMS

Members of NYSEC may take advantage of our group insurance programs, designed specifically for the electrical industry. For over sixty years, the Association has strived for the best possible coverage, service and price to help lower your bottom line costs.

WORKERS’ COMPENSATION GROUP

The Association’s largest membership program

NYSEC has partnered with industry leader AmTrust North America to offer a guaranteed cost electrical contractors safety group. With particular focus on the reduction of claim costs through efficient claim handling and expert loss control services, members enjoy the following benefits:

  • Competitive up-front pricing
  • Improved experience ratings
  • Outstanding claim handling
  • Automated billing programs
  • Coverage available for operations outside NYS
  • Superior customer service
  • Dividend potential

Please contact Jay Mangione at the Association office for further details and quotation.

NYS DISABILITY BENEFITS (DBL)

The Association has teamed up with Glacier Bay, TPA to offer the Cardinal Disability Trust. This program provides the required statutory coverage for your employees when they are injured off the job. The program provides prompt payment of claims, ease in premium payment, and efficient service.

  • Premiums are billed quarterly
  • Current quarterly rate is $9.00 per employee
  • Same low rate for male or female

Please contact the Association office for an application and further details.

PROPERTY & CASUALTY GROUP
Underwritten by Harleysville Insurance Co.

An “All Lines” coverage program designed specifically for Electrical Contractors and available only to members of the State Association. Coverage’s include:

  • Property
  • General Liability
  • Tools
  • Equipment
  • Automobile
  • Umbrella

Enhanced coverage endorsements designed for specifically for electrical contractors. General Liability endorsements to cover “GC Requirements”.

Harleysville is an “A” rated carrier with extensive expertise in construction. Use your own authorized Harleysville agent, or the Association’s program manager Cool Insuring Agency.

For further information on the group, and the program enhancements available through Cool Insuring Agency click here.